The HO 3 is the Most Popular Homeowners Insurance Policy in the Country!

Learn this "Workhorse" of the Insurance Industry.

HO 3 provides very good coverage, typically at a good price. It is an "open-peril" policy with regard to the dwelling and other structures and a "named-peril" policy with regard to personal property.
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Course curriculum

  • 1

    Introduction

    • Introduction

    • Welcome to Re:Form School!
  • 2

    The HO 3 Policy

    • Construction of the HO 3 Policy

    • Section I - Property Coverages

    • Section I - Property Additional Coverages

    • Property Perils Insured Against

    • Property Exclusions

    • Section I - Property Conditions

    • Section II - Personal Liability

    • Section II - Liability Additional Coverages and Conditions

    • Section II - Liability Exclusions

    • Who is an Insured

    • Congratulations!

Your Certificate in the HO 3 Awaits!

Get "HO 3!"

Purchase "HO 3" for a one-time payment of $499.00.

Get All The Courses!

The All Access Bundle provides access to every course we offer on an unlimited basis for $249 per month (annually renewable)!